The PPS Critical Illness Cover is a lump-sum benefit that pays out should you or your child suffer from a trauma, physical impairment or critical illness condition (for example cancer or the loss of a limb).
At PPS we have simplified our definitions and claims criteria, making it easy for members to know exactly what conditions are covered and how they will be assessed. We believe in giving our members choice and flexibility, and have three options that members may select from, depending on the type and level of cover required. The benefit pays out a lump-sum amount depending on the severity of the condition. e.g. stage-4 cancer would qualify for a 100% payout, whereas stage-1 cancer would get a 25% payout. To determine the severity of certain conditions, PPS will use a Functional Ability Table, which measures your ability to perform certain functional tasks.
All options include great key benefits that automatically apply from day one.
Child critical illness benefits
Automatically covers the member’s children aged 4 months to 21 years for all conditions covered under the product and pays 10%, up to R 200 000, per related condition.
Adds a benefit category covering any severe condition not covered under the listed categories. The benefit is payable at 50%, 75% or 100%, depending on the impact of the condition on your functional ability.
Pregnancy complications cover
Pays out a lump-sum benefit if you suffer a medical complication as a result of pregnancy.
|• Kidney and Urological
• Connective Tissue
• Ear Nose Throat