The PPS Tax Free Investment Account is a long-term investment vehicle which allows you to contribute a maximum allowed amount per tax year and over your lifetime without being charged capital gains tax (CGT) when accessing these savings or switching underlying unit trusts, dividend tax when receiving dividends or income tax on interest earned on these contributions.
It is a tax free investment provided for by section 12T of the Income Tax Act. All proceeds are tax free. It provides the opportunity for you to structure a customised investment portfolio, tailored to your individual requirements. Construct your personalised portfolio by investing directly in a premium selection of domestic unit trusts. You can choose to invest a lump sum or recurring monthly contributions, change or cease your contributions without incurring penalties and choose your own investment period. Even though there is no minimum investment period, this tax-free investment should be viewed as a long-term savings vehicle to be used to supplement a standard retirement savings vehicle. Please note that only natural persons (individuals) may invest in the PPS Tax Free Investment Account.
FEATURES AND BENEFITS
PPS FundsSelect the option suitable to youWe build diversified funds across managers and strategies to achieve consistent performance over time. Our experienced investment team manages the asset allocation and manager combination of each solution. You just need to select the appropriate multi-managed fund. View our PPS Funds>>
Other Funds You select from managers on our platformYou choose the appropriate combination of funds from our pre-approved list to construct the solution you want. Our online functionality allows you to manage your overall asset allocation and change the combination of funds at any time.View other Funds >
Depending on your preference, there are a few ways you are able to invest with us.
Invest via an adviserWe always recommend seeking the advice of an experienced and qualified financial adviser to help you set financial goals, save sufficiently for these goals and stick to your investment plans. Should wish to find a PPS Investments accredited adviser, leave your details here and someone will contact you shortly.
Invest via an adviser
Invest NowWith the InvestNow functionality, you're able to place new investments, top up existing investments, switch or make withdrawals. And in-app notifications keep you updated on the progress of your transactions. A nifty retirement calculator and access to key documents like tax certificates are added benefits. Click here to use this functionality.
With the InvestNow functionality, you're able to place new investments, top up existing investments, switch or make withdrawals. And in-app notifications keep you updated on the progress of your transactions. A nifty retirement calculator and access to key documents like tax certificates are added benefits. Click here to use this functionality.
Printing and completing an application formYou're also welcome to print the application form and send it to our Validations Team at email@example.com. For any further support, our dedicated client service teams are available between 8:00 and 17:00, Mondays to Fridays at 0860 468 777 or firstname.lastname@example.org to assist you with your transaction.